Publications

This paper assesses the status of credit reporting systems in MENA. It shows that, while the quality of credit reporting has improved in recent years, due largely to the introduction of new credit bureaus in some countries, much remains to be done, both in terms of design and coverage.  The paper examines the evolution of credit reporting systems in recent years and by comparison with other regions.  It examines a set of indices including but not limited to ownership, types of data providers, type of data collected, the existence of compulsory or arbitrary information sharing system, borrowers’ rights to access and challenge the data, sanctions and fees, and supervisory systems.